5 Suggestions For a Smooth Emergency Room Visit
If you are at the emergency room (ER), whether you’ve gone on your own or your doctor Kansas City or anywhere else sent you, the odds are that you are there because a serious medical problem has arisen.
During the time you are there, you will need to answer questions concerning your medical history and your health insurance. Also, you may find it necessary to make important decisions regarding certain tests and procedures. If you are well prepared it can help you avoid enormous medical bills in the future.
Here are five suggestions to get better and less costly care during a medical emergency:
- Don’t Automatically Assume the ER Is the Right Place For You
You could bypass a long waiting period plus save a lot of money by visiting an urgent care center rather than the ER. If you ask your doctor Kansas city or elsewhere, he will confirm that these centers can take care of many illnesses and injuries that could once only be treated at an ER, such as:
. Cuts that need stitches
. A stomach virus
. Broken bones
It’s best to leave the ER for life-threatening conditions like serious head injuries, severe pain, seizures, and pain that might indicate a heart attack or stroke.
You should also be aware that many urgent care centers do take insurance coverage. So be sure and ask if your plan is accepted. Even if they do not take your insurance, urgent care centers are still highly recommended as a good alternative for getting treatment for a problem that can’t wait.
Images Credit : health.usnews.com
- Be Prepared to Answer Questions Regarding Your Health
Whether you are at an urgent care center or the ER, the doctor treating you will require solid information in order to give you the best care possible. Be ready to provide your medical history when you reach the ER, such as:
. A list of all medications and supplements you’re currently taking
. A list of past or chronic illnesses
. Any allergies you have
. Health problems that run in your family
. Vaccines you’ve gotten
. Information on any past surgeries
. A list of previous hospital stays
A good idea is to keep all of this information stored on your cell phone by using a medical records app. Or if you’d rather, write down your medical information and keep someplace where you can get to it quickly. This way, you won’t have to try and remember all of this when you’re hurt or sick.
- Know Your ER Rights
The Affordable Care Act requires that insurance companies cover care you receive in the ER providing you have an emergency medical condition. It is not necessary that you get approval ahead of time, and it doesn’t matter whether the hospital or facility is in or outside of your insurance network.
However, this doesn’t mean that you are completely out of the financial woods yet. You see, the key words are “emergency medical condition.” That means your symptoms have to be bad enough for you to believe your health will be in danger if you don’t receive care directly. If possible and you have the time, it’s always best to check with your usual doctor Kansas City or elsewhere first.
- Could My Doctor Do This Test Later?
You may require a lot of tests while you are in the ER to determine what’s causing your health problem. This is most especially true when you have a medical emergency. Unfortunately, tests performed in a hospital can cost a whole lot more than if performed elsewhere.
If you are able, ask your ER doctor if there’s any risk involved in putting off tests and scans until you can see your family doctor Kansas City or wherever, who might decide you don’t need them after all. If you do need the tests and scans, it’s a given that they’ll cost less done in a doctor’s office than they will at the ER.
- Check ER Bills With a Fine Toothed Comb
You should be charged in-network rates for most of the care you receive at the ER. While you are there, though, you may be treated by someone outside of your network. This individual could be a technician or a specialist. These providers are able to bill you directly for the difference between what they charge and what your health plans pays. In most cases insurance plans will cover all ER fees when you’re treated for a true emergency. The catch is that you may have to submit them to your insurance company yourself.
Be absolutely certain that you check all your ER bills and insurance reports very carefully.